ABN AMRO : Η τεχνολογία του Bitcoin ανατρέπει τελείως το τραπεζικό σύστημα
Ο επικεφαλής του τμήματος καινοτομίας της Ολλανδικής τράπεζας ABN AMRO Arjan van Os σε σημερινή του ανάρτηση στο επίσημο blog της τράπεζας εξηγεί για ποιο λόγο η τεχνολογία του Bitcoin έχει την δυναμική να ανατρέψει τελείως την λειτουργία του τραπεζικού συστήματος.
Imagine a time when the job you perform can be entirely replaced by technology. Picture a day when the trust that financial institutions worked decades to build, can be duplicated electronically in seconds. Think about a system, invented by anonymous strangers, which creates more security, speed and transparency than the financial world has ever seen. Science fiction? Hardly. That time is here. That day is today. That system is Blockchain. Fasten your seatbelts. What the Internet has done for information and the way we communicate, the Blockchain will do for value and the way we look at trust. The financial world is going to flip upside-down.
Στην ανάλυση του κάνει λόγο ότι νέα ψηφιακή τεχνολογία μπορεί να προσφέρει ταχύτερες και ασφαλέστερες συναλλαγές ενώ εξηγεί τις δυνατότητες εφαρμογής της πέρα από τις οικονομικές συναλλαγές όπως στα smart contract στις πιστοποιήσεις δημόσιων τίτλων ακόμα και στην χρήση της στις εκλογικές διαδικασίες.
Among its many benefits, Blockchain technology offers an unprecedented level of security. A single transactional relationship can be made up of hundreds of ‘nodes’ – data points containing transaction information. Each node maintains an identical copy of a shared transaction ledger – the so-called ‘single source of truth’. As transactions take place, the nodes communicate with each other to verify that the transaction is valid. If the ledgers don’t match up, the transaction is rejected. In this way, transactions of every kind can be safely and transparently managed, without the need for a trusted third party.
One of the ‘hidden gems’ of Blockchain technology comes in the form of Smart Contracts. Through specific scripts in the Blockchain, all conditions of any contractual agreement can be stored, verified and secured within the system. In this way, users can program the exact conditions under which a contract can be executed, thereby mitigating risk and increasing trust for all stakeholders.
The possibilities are nearly endless. From currency to trade to contracts. From property to identity management to proof of ownership. From loyalty programmes to elections.
Το άρθρο κλείνει με την διαπίστωση ότι το Blockchain έχει την δυναμική να ανατρέψει τελείως το τραπεζικό σύστημα έτσι όπως το γνωρίσαμε μέχρι σήμερα και θεωρεί ότι η ABN AMRO θα πρέπει να είναι έτοιμη να προσαρμοστεί στα δεδομένα αυτής της νέας εποχής που ανατέλλει.
It’s clear to see that Blockchain has the potential to turn the financial world upside-down
So, what can we do? How do we stop ourselves from becoming obsolete? The answer is quite simple. We learn. We explore. We investigate. We open ourselves up to change, and embrace all the possibilities that lie in store for our futures. We not only need to change the way we do business, but the type of business we do.
And, as crazy as it may sound, now is the time to use our imaginations. To re-examine every process, system, procedure and type of contract we can think of, and see how Blockchain can be applied to make it better. Faster. Safer. We must be willing to change our roles, our skills and our knowledge in order to adapt to this ‘next big thing’ and to take full advantage of this technology.
Ολόκληρο το άρθρο μπορείτε να το διαβάσετε εδώ